For founders, devs & CEOs

Your AI Agent can finally pay.

Mooj gives your AI agents a Mastercard, a policy engine, and a corporate IBAN, so they can buy SaaS, book travel, and run ad spend without waking you up.

Open A Business Account

The problem

AI Agents are smart enough to do the work.
But they can't pay for anything.

Your agent can research flights, compare prices, and pick the best option. But the moment it needs to enter a card number and approve a payment? It stops. And calls you. Every. Single. Time.

No identity

Agents can't pass KYC. They have no ID, no selfie, no bank account.

OTP blocks everything

3D Secure requires a human to approve. Your agent gets stuck at checkout.

No spend controls

Giving an agent your personal card? No budgets, no limits, no audit trail. Just risk.

Zero visibility

No way to track which agent spent what, where, and whether it followed policy.

The solution

One card. Full control. Agents that execute.

Issue a dedicated Mastercard for each AI agent. Set the rules. Your agent handles the rest.

View Plans

Mastercard Network

PCI DSS Compliant

Licensed Banking Partner

JIT authorization protocol

Real-Time Policy Engine

Every single transaction hits your server first. Your logic decides: approve or decline in milliseconds. This isn't a static rule dashboard. It's a programmable authorization layer that YOU control.

Open a Business Account

Set budgets per agent, per day, per vendor.

Block merchants by name, MCC, or country.

Time-based rules (only during business hours).

Approve/decline via your own webhook logic.

Features

Everything your agent needs to pay.

Cards, policies, audit trails, and APIs, the full stack to turn any AI agent into a trusted spender.

Dedicated Agent Cards

Issue and manage cards in seconds.

Issue unlimited virtual Mastercards one per agent, one per task, one per campaign. Each card has its own identity, its own limits, and its own audit trail. Spin up in seconds via API or dashboard.

Instant virtual card issuance.

Unique card per agent or per task.

Freeze or kill any card instantly.

Mastercard accepted at 100M+ merchants.

Corporate IBAN & Treasury

Dedicated Business accounts.

Every business account comes with a named IBAN in your company name. Fund your agent cards from one central treasury. Multi-currency support. Full reconciliation. No personal cards at risk.

IBAN issued in your company name.

AED & USD supported.

Top up cards from central treasury.

Real-time balance and spend tracking.

Full Audit Trail

Personal or business accounts, no monthly fees

Every transaction is logged with the agent ID, merchant, amount, policy rule applied, and your approve/decline decision. Export for compliance. Share with your auditor. Sleep at night.

Agent ID, merchant, and amount on every transaction.

Policy rule matched and approve/decline reasoning logged.

One-click export for compliance and auditors.

Real-time transaction feed with full history.

API-First Architecture

Real-time analytics that work for you

Built for developers. Issue cards, set policies, receive webhooks, and manage spend programmatically. Connect any AI agent, OpenAI, Claude, Gemini, custom in minutes.

Issue cards and set policies with a single API call.

Real-time JIT webhooks for approve/decline logic.

SDKs for Python, Node, Go, Java, Ruby.

Works with any AI agent framework out of the box.

How it works