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Bank the unbanked, SMEs & individuals alike!
Millions are excluded from banking or stuck with institutions that treat them as an afterthought. Mooj changes that. We give instant access to an IBAN, a card, and Agentic AI tools that put your money to work for you, not the other way around.
Open an account in seconds (even if SME with flexi-desk, or co-working space)- Get your card instantly (Visa or Mastercard) and start spending today
- Access your own AI-powered financial assistant for smarter money management
Plug in AI Agents just like apps for your money
Pick the AI agents you need, when you need them. From fixing your credit score to stopping subscription leaks, Mooj’s micro-agents work behind the scenes to keep your finances sharp.
- Credit Score Improver, optimize payments to boost your rating
- VAT & Tax Agent, auto-tag expenses before tax season hits
- Subscription Sentinel, stop hidden charges
Meet Katy: your AI Bank Relationship Manager
Katy monitors your money, predicts cash gaps, and automates tax reminders, so you never miss a beat.
- Smart nudges: “Move AED 300 to VAT today”
- Balance alerts: “You’ll run low by Thursday”
- Automatic VAT reminders & payment handling
From Payment to Payout in Seconds
Supplementary cards with full spending control
Give every team member or family member their own card, while you stay in control. Each transaction is auto-tagged and categorized by person, project, or purpose, so you always know where money goes.
- Set limits and track spending in real time
- Export clean, AI-organized reports for taxes or audits
- Share access instantly with accountants or stakeholders
The smarter way to bank with Agentic AI
Speed
Open accounts, issue cards, and move money in seconds, all streamlined by AI.
Safety
AI-powered monitoring protects you from fraud, failed payments, and compliance risks.
Simplicity
Automate taxes, expenses, and reconciliations, no manual work, no complexity.
Scalability
From individuals to enterprises, Agentic AI adapts to your growth while keeping costs low.
Compliance at the Core
Central Bank Regulated
Aligned with UAE Central Bank standards for stored value, cards, and payments.
PCI & GDPR Compliant
Bank-grade encryption, data privacy, and secure card infrastructure.
Agentic AI By Design
Built with compliance first: licensed issuers handle custody, IBANs, and card services.
Banking that adapts to you
Built for Flexibility
Whether you’re an individual or an SME, Mooj grows with you. Start simple, add more features and cards as you scale, all on your terms.
Transparent Pricing
Flat, fair rates. No small print, no surprise charges, just transparent pricing you can always trust.
Dedicated Support
From setup to scaling, real humans (and smart AI agents) are here to help whenever you need it.
Big-bank tools, without big-bank hassle
Mooj gives individuals and SMEs instant access to banking, cards, and Agentic AI, no corporate contracts, no complex onboarding.
QuickBooks, Xero, Zoho, Notion, Stripe, etc.
Prefer API or Zapier, we got you covered!
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First MENA Full-Stack Agentic AI Neobank
UAE
Regulatory setup and banking partners underway.
Saudi Arabia
Integration with local Mada network in progress.
Qatar
Market entry & compliance preparations ongoing.
Bahrain
Licensing partnerships underway, regional rollout planned.
Integrate our APIs and power your global banking system today.
