For founders, devs & CEOs

Your AI Agent can finally pay.

Mooj enables your AI agents to pay with a Visa card, within your policy engine, so they can buy SaaS, book travel, and run ad spend without waking you up.
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The problem

AI Agents are smart enough to do the work.
But they can't pay for anything.

Your agent can research flights, compare prices, and pick the best option. But the moment it needs to enter a card number and approve a payment? It stops. And calls you. Every. Single. Time.
No identity
An AI agent can't pass KYC on its own: no ID, no selfie. Every payment needs a verified business behind it.
OTP blocks everything
3D Secure requires a human to approve. Your agent gets stuck at checkout.
No spend controls
Giving an agent your personal card? No budgets, no limits, no audit trail. Just risk.
Zero visibility
No way to track which agent spent what, where, and whether it followed policy.
The solution

One card. Full control. Agents that execute.

Each AI agent is enabled with a Visa card to facilitate payment, strictly under the rules you set. Every customer completes full business KYB first, agents only ever transact under your verified business.
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Visa Network
PCI DSS Compliant
Licensed Banking Partner
Digital dashboard showing a Marketing Agent Visa card with spending limit and detailed payment, vendor, and control settings.
JIT authorization protocol

Real-Time Policy Engine

Every single transaction hits your server first. Your logic decides: approve or decline in milliseconds. This isn't a static rule dashboard. It's a programmable authorization layer that YOU control.
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Set budgets per agent, per day, per vendor.
Block merchants by name, MCC, or country.
Time-based rules (only during business hours).
Approve/decline via your own webhook logic.
Finance Your Way Mooj Dashboard
Features

Everything your agent needs to pay.

Cards, policies, audit trails, and APIs, the full stack to turn any AI agent into a trusted spender.
Black Visa credit card labeled Agent Travel-01 with chip and contactless payment symbols.

Dedicated Agent Cards

Set up and manage agent cards in seconds.
Your agents access unlimited Mooj virtual Visa cards, one per agent, one per task, one per campaign. Each has its own identity, limits, and audit trail. Set up in seconds via API or dashboard.
Instant virtual card setup.
Unique card per agent or per task.
Freeze or kill any card instantly.
Visa accepted at 100M+ merchants.
White Visa single-use card showing last digits 9966 and text expires after 1 transaction.

Single-Use Cards

One card, one transaction, then it's gone.
For one-off purchases, agents access a Mooj virtual card that authorizes a single transaction, locked to the exact amount and merchant, then expires the moment it's used. Generated on demand via API, retired automatically after. If the number ever leaks, it's already worthless. And because every card maps 1:1 to a single purchase, reconciliation is automatic: one card, one receipt, one line in your books.
Accessed on demand, expires after one use.
Locked to a single amount and merchant.
Useless the moment it leaks, no reuse.
Maps 1:1 to every purchase for clean books.
Dark-themed financial dashboard showing total balance graph, cash flow, transfers, invested cash, and session duration.

Full Audit Trail

Every transaction, fully logged.
Every transaction is logged with the agent ID, merchant, amount, policy rule applied, and your approve/decline decision. Export for compliance. Share with your auditor. Sleep at night.
Agent ID, merchant, and amount on every transaction.
Policy rule matched and approve/decline reasoning logged.
One-click export for compliance and auditors.
Real-time transaction feed with full history.
Mobile screen showing spend of $19,014.77 with 3.62% increase over 1 month and a line graph of spending trends.

Unified Spend Control

 One source of truth for every agent.
Fund all your agent cards from a single pool, set how much each agent and task can spend, and track every dollar in real time. Funds move through our licensed bank partner, Mooj gives you the controls and full visibility.
Fund once, allocate across every agent.
USD funding via our bank partner.
Top up any agent card instantly.
Real-time spend tracking across all agents.
Diagram showing a central blue circle linked to three black circles with different API logos.

API-First Architecture

Real-time analytics that work for you
Built for developers. Set up cards, set policies, receive webhooks, and manage spend programmatically. Connect any AI agent, OpenAI, Claude, Gemini, custom in minutes.
Set up cards and set policies with a single API call.
Real-time JIT webhooks for approve/decline logic.
SDKs for Python, Node, Go, Java, Ruby.
Works with any AI agent framework out of the box.
How it works

Live in three steps.

From sign-up to your first agent-powered transaction in under 10 minutes.
01 | Open your workspace
Complete business KYB and get dashboard access. Fund your agent spend through our licensed bank partner.
02 | Enable agent cards & set policies
Enable a Visa card for each agent. Define spend limits, vendor rules, category restrictions, and time-based controls.
03 | Connect & transact
Connect your AI agent to the card. Every purchase hits your webhook. You approve or decline. The agent pays. You get the receipt.
Interface prompting to upload a valid Trade License PDF or image by click or drag and drop.Dashboard showing two Visa cards with details, transactions, limits, and management options.User Invoice Processor AI linked to company Visa card with $5,000 limit and recent $823 and $54 purchases shown.
Most Common Use cases
What your agents can buy.
Travel & Booking
Your agent browses flights and hotels, compares options, and books the best deal, paying instantly with a Mooj Visa card.
Ad Spend Management
Enable a unique card per ad account. Your agent tops up Meta, Google, and TikTok campaigns without sharing your personal card.
SaaS & Tool Procurement
Let your agent subscribe to tools, upgrade plans, and manage renewals, all within your approved vendor list and budget.
Cloud & Compute
Your agent spins up servers, buys API credits, and manages infrastructure spend with real-time cost controls you define.
Supplier Payments
Automate procurement. Your agent finds, negotiates, and pays suppliers within pre-approved budgets and vendor rules.
Agent-to-Agent
Your agent hires other agents for specialized tasks, data analysis, content, research and pays them automatically.
Pricing

Start free. Scale as agents transact.

No setup fees. No hidden costs.
Free
Most Popular
$0
per month
For founders and small teams putting their first AI agent to work, agentic spend, zero commitment.
What’s included?
  • 1 active agent card
  • Single-use cards (one-time, auto-expire)
  • 1 connected AI agent
  • 1 custom spend policy
  • Real-time spend tracking
  • Up to $1,000/mo agent spend
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Premium
Most Popular
$49
per month
For teams scaling AI agents across real workflows, the sweet spot.
What’s included?
  • Everything in Free, plus:
  • Up to 20 connected AI agents
  • 25 active cards included, then $3/card/mo
  • Unlimited spend policies
  • Up to $50,000/mo agent spend
  • Email support
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Enterprise
Most Popular
$199
per month
For high-volume operations running agents at scale, with a custom rate.
What’s included?
  • Everything in Premium, plus:
  • Unlimited connected AI agents
  • Unlimited active cards
  • Unlimited agent spend
  • Custom transaction rate
  • Priority support + SLA
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Dashboard interface showing an active Invoice Processor agent linked to a company Visa credit card.
Ready?

Your agents are ready to pay.

Stop booking hotels & flights yourself. Enable your AI agents to pay with a Visa card, within your policy rules.
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Visa Network
PCI DSS Compliant
Licensed Banking Partner
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